Banking Services

Managing your finances efficiently begins with the right banking solutions. We offer expert assistance in opening Bank Accounts—Savings, Current, or Business—to help you carry out smooth and secure transactions, manage funds, and build a solid financial base.

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    BANKING SERVICES

    Overview

    Bank Accounts, Credit Cards, Personal Loans, MSME Loans, Mudra Loans – Financial Services Made Easy

    Managing your finances efficiently begins with the right banking solutions. We offer expert assistance in opening Bank Accounts—Savings, Current, or Business—to help you carry out smooth and secure transactions, manage funds, and build a solid financial base.

    Looking for short-term credit options? Our Credit Card guidance helps you choose the right card tailored to your lifestyle, whether it’s for shopping, travel, or rewards. We help you understand interest rates, credit limits, and repayment terms to use your card wisely and build a strong credit score.

    For your urgent financial needs, we assist in availing Personal Loans—with flexible tenures and minimal documentation. Whether it’s for medical expenses, education, weddings, or home renovation, we guide you through the loan process with ease and transparency.

    Are you a small business owner? Our services extend to helping you apply for MSME Loans that provide the capital you need to grow your business. We also assist in availing Mudra Loans under the Pradhan Mantri Mudra Yojana (PMMY), designed specifically for micro and small enterprises, with loans categorized under Shishu, Kishor, and Tarun based on the stage of business.

    Whether you are an individual or a business, we simplify the financial process—right from documentation to approval. Get trusted, hassle-free financial guidance and grow your financial future with confidence.

    Your growth is our mission—start your financial journey with us today!

    Eligibility

    Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast

    ✅ Mandatory Documents for 80-IAC Registration

    1. DPIIT Recognition Certificate
      Ensure your startup is recognized by the Department for Promotion of Industry and Internal Trade (DPIIT).

    2. Certificate of Incorporation / LLP Deed
      Depending on your business structure:

    3. Board Resolution (if applicable)
      A resolution from the board approving the application for tax exemption.

    4. PAN Card of the Entity
      Permanent Account Number issued to your startup.

    5. Financial Statements
      CA-certified Balance Sheets and Profit & Loss Statements for the past three financial years or since incorporation.

    6. Income Tax Returns (ITRs)
      Filed ITRs for the past three years or since the startup’s inception.

    7. Pitch Deck
      A comprehensive presentation detailing your business model, market analysis, competitive advantage, and financial projections.

    8. Video Presentation
      A short video (as per 80-IAC guidelines) explaining your startup’s mission, product/service offerings, and innovation.

    9. Proof of Funding (if applicable)
      Documents such as term sheets, investment agreements, or bank statements showing external funding received.

    10. Section 56 Exemption Certificate (if applicable)
      If your startup has obtained an exemption under Section 56 (Angel Tax), include the certificate.

    11. Employment Details (if applicable)
      Information regarding employees, especially those with advanced degrees (M.Tech/PhD), publications, or from specific categories (e.g., SC/ST, persons with disabilities).

    12. Authorized Signatory Identification
      Aadhar card of the authorized signatory and a letter of authorization.

    📝 Application Process Overview

    1. Obtain DPIIT Recognition
      Register your startup on the Startup India portal and apply for DPIIT recognition.

    2. Prepare Required Documents
      Gather and organize all the documents listed above in the specified formats.

    3. Submit 80-IAC Application
      Log in to the Startup India portal, navigate to the ‘Tax Exemption under Section 80-IAC’ section, fill out the application form, and upload the necessary documents.

    4. Await Approval
      The Inter-Ministerial Board (IMB) will review your application. The approval process may take several weeks to months.

    Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast

    Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast